Skip to content

Loss of Coverage

Special Enrollment Period LOSS OF COVERAGE DUE TO: – Termination of group coverage – Reduction of hours to part time status – Loss of employer contribution – Cobra ending You may qualify for a special enrollment period if you or…

Read more

Job Stress and Health

According to the Centers For Disease Control and Prevention (CDC), stress and your health are directly related. Learn more now from the following information available from the CDC. Stress sets off an alarm in the brain, which responds by preparing…

Read more

Health Insurance Terms

A quick guide to understanding health insurance terms. Coinsurance Coinsurance is your share of the costs of a covered health care service calculated as a percent (for example, 20 percent) of the allowed amount for the service. You pay coinsurance…

Read more

Products sold and serviced by Member Benefits, the administrator of the FICPA Insurance Marketplace. The FICPA is not a licensed insurance entity and does not sell insurance. Insurance carriers that are part of this program are required to maintain an AM Best rating of A- or better. FICPA does not endorse, sponsor, or recommend the insurance carriers that are promoted through this program.