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Help secure your family’s future.

Help protect your family for whatever life brings.

Life Insurance can be a cost-effective way to help protect your family and finances in the event that something happens to you. By paying a benefit in the event of the death of the insured, it can help ensure that short- and long-term financial obligations can be met. It’s important to take steps to make sure your family would be financially prepared if you were no longer there to handle expenses, such as:

  • Mortgage or rent payments
  • Utilities
  • Insurance premiums
  • Credit card bills
  • Child-care/education fees
  • Transportation

Choose a plan type based on the coverage you need.

Member Group Term Life
(for coverage amounts up to $1,000,000)

This member group term life insurance plan provides members & spouses or domestic partners with level term life insurance coverage in the amount you select, from $200,000 to $1,000,000. The amount of insurance for a spouse or domestic partner may not exceed 50% of the member’s amount of insurance. Members may choose from 10-Year or 20-Year Level Premium rates (20-Year level term available only to members under age 56).

The competitive premiums make this plan a popular choice for members looking to secure coverage.

Member Group Term Life

Coverage Limits

under age 65: $200,000 – $1,000,000

This site may contain marketing language, on products issued by The Prudential Insurance Company of America, that has not yet been approved in all states.

Group Insurance coverage is issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. California COA #1179, NAIC #68241 Contract Series: 83500

Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.


Individual Term Life
(for coverage amounts up to $10,000,000)

Individual term life insurance is offered through leading insurance carriers. Because there is a limited period of coverage, premiums are often considerably lower than permanent life insurance. When you apply, simply answer the health questions. Even if you have a health condition, you may still qualify. Depending on the amount applied for, a paramedical exam and blood test may be required, which will be scheduled at your convenience and at no cost to you.

Individual Term Life

Coverage Limits

age 18-69: $50,000 – $10,000,000
age 70-80: $100,000 – $10,000,000

Plan Benefits

  • Available to you, your spouse/domestic partner, and other family members between the ages of 18-70.
  • Benefit period options: 10, 15, 20, and 30 year periods where premiums will not increase as you age.
  • Options to waive medical exam requirements.
  • Support when you need or want it: to help you understand life insurance, compare life insurance quotes, and make the right decision for your family.

Final Expense Life
(for coverage amounts up to $40,000)

If you’re between 50 and 85 years of age and have been turned down for other types of life insurance because of age or health — or are simply looking to supplement your existing life insurance — this coverage might be right for you. Final expense insurance provides a guaranteed payout for funeral expenses and related needs, and no medical exam is required.

Final Expense Life

Coverage Limits

age 50-85: $5,000 – $40,000

Plan Benefits

  • Available to you, your spouse/domestic partner, and other family members
  • Lasts your entire life as long as you continue your payments
  • Policy may build cash value on a tax-deferred basis
  • No medical exam
  • Affordable premiums
  • Quick & easy approval

Products sold and serviced by Member Benefits, the administrator of the FICPA Insurance Marketplace. The FICPA is not a licensed insurance entity and does not sell insurance. Insurance carriers that are part of this program are required to maintain an AM Best rating of A- or better. FICPA does not endorse, sponsor, or recommend the insurance carriers that are promoted through this program.