3 Signs That Your Pet Needs to Go to the Vet
It’s not always easy to tell when your pet needs to go to the vet. Some animals are masters at masking pain and other problems they may be dealing with, so you may not always know when your pet needs…
What is a Level-Funded Health Plan?
According to the nonprofit National Business Group on Health (NBGH) survey 2019 Large Employers' Health Care Strategy and Plan Design, the cost of employer-based health insurance is poised to reach roughly $15,000 per employee this year, a 5 percent increase…
5 Most Common Dental Problems And How To Avoid Them
According to American author William Arthur Ward, “A warm smile is the universal language of kindness.” Smiling is something we do instinctively as infants and something we carry with us all throughout our lives. Unfortunately for some, their smiles may…
Debunking the Most Common Long-Term Disability Insurance Myths
When was the last time you thought about what would happen to your family if you suddenly couldn’t work? If you have to think about it, then chances are, it’s been a while. The simple truth is that one out…
Trending Employee Benefits That Companies Should Be Aware Of
The U.S. unemployment rate is now at its lowest levels since 1969. This strengthening of the American job market has given many workers the confidence to reassess their employment situations in a way that they may not have felt comfortable…
5 Tips To Help You Protect Your Identity In 2019
Despite best efforts on behalf of businesses and consumers alike, cases of identity theft and fraud have continued to rise. In 2017 alone, an estimated 16.7 million individuals had their identities compromised, up 1.3 million from 2016 and 3.6 million…
The Difference Between AD&D and Term Life Insurance
Whether talking about a good book, a movie, or their own lives, no one ever likes to think about the end. But there comes a point in our lives when we start to consider the one thing we love to…
New Strategies to Save Money on Group Health Costs in 2019
As group health insurance costs continue to increase, many employers are looking for new, creative ways to save money while still providing their employees with coverage. Reference Based Pricing Reference Based Pricing is a rapidly growing strategy that a number…
3 Ways Pets Keep Us Happy And Healthy
According to the 2017-2018 National Pet Owners Survey, 68% of U.S. households (about 85 million families) own a pet. This number is up a whopping 56% since the first survey conducted in 1988 and has led to a steady increase…
I Missed Open Enrollment and Need Health Coverage — What Are My Options?
The next official ACA Open Enrollment period isn’t slated to begin until November 1. But depending on your circumstances, you may not have to wait that long to obtain coverage. Qualifying Life Events and Special Enrollment Periods Sometimes our circumstances…