According to a recent study done by LIMRA’s Life Insurance Barometer, roughly 85 percent of people in this country believe that they need at least some form of life insurance coverage and yet, only 62 percent actually have it. But…
With a variety of lens materials, types, and coatings available to choose from – sitting in your optometrist’s office listening to the tech rattle off your options can understandably feel overwhelming. For the most part, consumers want something to get…
Did you know that approximately 500,000 fewer Americans enrolled in a plan during the open enrollment in 2017 than in 2016? The Centers for Medicare & Medicaid Services has issued the final market stabilization rule. The goal is to increase…
Special Enrollment Period LOSS OF COVERAGE DUE TO: – Termination of group coverage – Reduction of hours to part time status – Loss of employer contribution – Cobra ending You may qualify for a special enrollment period if you or…
Last Chance to Enroll in Individual Health Insurance for 2017 Don’t wait until it’s too late to get your individual health coverage for 2017. Open Enrollment for Individual Health Insurance ends on January 31st. If you haven’t enrolled in a…
Flu can be a big disruption for business. Employees who are sick may need to take time off to recover and may not be as productive when it comes to getting work done. In addition, symptoms such as coughing, sneezing,…
According to the Centers For Disease Control and Prevention (CDC), stress and your health are directly related. Learn more now from the following information available from the CDC. Stress sets off an alarm in the brain, which responds by preparing…
Below are the important dates for 2018 Open Enrollment. If you need coverage before January 1, 2018, you can still view and shop for 2017 plans. IMPORTANT DATES: November 1, 2017 - First day you can shop in the exchange for…
A quick guide to understanding health insurance terms. Coinsurance Coinsurance is your share of the costs of a covered health care service calculated as a percent (for example, 20 percent) of the allowed amount for the service. You pay coinsurance…